Delay in informing theft to insurer i.e. alleged violation of a condition of insurance contract in this regard is insufficient to deny claim of insured when FIR regarding theft lodged and also accused arrested and charge-sheeted i.e. when the claim is otherwise genuine and not disputed to be genuine by insurer. Held, insurer could not have repudiated the claim merely on the ground that there was a delay in intimating the insurer about the occurrence of the theft when it did not doubt the genuineness of the claim.
[Jaina Construction Co. v. Oriental Insurance Co. Ltd., (2022) 4 SCC 527]